Fintech stocks continued to post the largest gains among financials this past week as the crypto market continues to expect a friendlier relationship with the next Trump administration. Financial stocks, overall, closed out the week ended November 22 higher, with the Financial SelectWashington (CNN) — Elon Musk and Vivek Ramaswamy are suggesting the country stop its biannual ritual of falling back and springing forward – advocating a permanent end to time changes in a move that has garnered broad support in the past. In a series of posts on X last week, both entrepreneurs called for the US to stop changing its clocks twice a year, with Musk declaring Americans want their country to “abolish the annoying time changes!” and Ramaswamy describing the century-old practice as “inefficient & easy to change.” It’s unclear how seriously the two men are taking this push and whether they intend to make stopping time changes a priority for their newly formed Department of Government Efficiency, which President-elect Donald Trump has tasked with overhauling how the government operates and identifying and making recommendations to eliminate processes or programs deemed redundant. While other objectives floated by Musk and Ramaswamy for their department to tackle have been criticized as unwieldy or not possible, the semi-annual clock change is a tradition that has lost its appeal to many voters, polls have shown. And the change, if enacted, would be the most sweepingly impactful recommendation floated by Musk and Ramaswamy yet, affecting how hundreds of millions of people start and end their days. It’s also an idea that some key members of Trump’s incoming administration and the Republican Senate caucus have vocally supported for years. But some experts say the suggestion of sweeping changes resulting from a possible elimination of clock changes is overblown. “I think this is really an argument between morning people and nighttime people,” said Dr. Jadrian Wooten, a collegiate associate professor at Virginia Tech’s Department of Economics who has studied the risk and benefits of Daylight Saving Time. The benefits espoused by people who prefer more light in the morning could inversely be true for the same as those who prefer more light later in the afternoon. For each study that shows a positive one way, another study can show one for the other. There are three different camps in the debate. One argues for leaving the time changes as they currently are, with most of the country changing their clocks forward in March and back in November. This approach attempts to balance the amount of sunlight people receive on any given day and strikes a compromise between those who prefer more sunlight in the morning and those who prefer more in the evening; each group gets their preference at different points in the year. It’s the Goldilocks solution. The second advocates for a permanent standard time, keeping the clocks as they are from November to March year-round. This would lead to parts of the country experiencing earlier sunrises and sunsets than they usually do during those five months – leaving more light in the morning and less in the evening. This approach is supported by medical groups and professionals who say it most closely aligns with the body’s natural circadian rhythm. “If you get too much light too late in the evening, it disrupts your sleep, and we are essentially creating a months-long environment in which we are actually receiving light at a time that is later in the day than is optimal for our health,” said Dr. Adam Spira, a professor at the Johns Hopkins Bloomberg School of Public Health who studies the benefits of healthy sleep habits. “We’re already a sleep-deprived society,” Spira said, “and we’re making it harder for people to fall asleep.” This approach also resonates with parents who don’t want their children waiting for the school bus under a dark morning sky. “It’s kids getting ready to go to school,” said Wooten, the Virginia Tech economist. “It’s kids getting on the bus. You know, it’s really dangerous to put kids out waiting for the bus in the morning when it’s really dark outside, and so if you have that extra time in the morning, it’s a safer morning for most people, right?” The third advocates for a permanent Daylight Saving Time. The sun would rise and set later, giving people less daylight in the morning and more in the evening. This approach is often supported by retail, business and restaurant groups and organizations that want people to have enough daylight left after work or school to be out and about and participating in the economy, and by those who say more daylight in the evening could reduce crime. The reasons for supporting any side in this debate are as disparate as each individual’s own personal life experiences; some parents may prefer that their children not wait for the bus during a dark morning, while other parents may prefer there be some daylight while they watch their kids practice sports after school. While Musk and Ramaswamy both said they support ending the clock changes, it’s not clear whether they are proposing the country adopt permanent Daylight Saving Time or permanent standard time. Musk seemed to signal support for both conflicting ideas in his posts to X last week. “Looks like the people want to abolish the annoying time changes!” he wrote in response to an X user who made poll that showed wide support for abolishing Daylight Saving Time. Hours later, he responded with an enthusiastic “ Yes! ” when Florida Sen. Rick Scott touted the Sunshine Protection Act, legislation he supports which would “lock the clock” and make Daylight Saving Time the standard. That post, which said Daylight Saving Time “needs to go,” was eventually deleted because it contained what Scott’s office described as a typographical error. Scott, whose unsuccessful bid for Senate leadership was supported by Musk and who now sits on the DOGE Senate caucus, signed a state version of that bill into law when he was governor of Florida in 2018. “Floridians are sick of changing their clocks because we all want more sunshine,” Scott said in an October statement touting the bill. “It’s time for Congress to act, pass the Sunshine Protection Act and lock the clock.” Previous attempts to do so have faltered. Daylight Saving Time was first introduced during World War I to assist with the nation’s industrial productivity during the Great War – not, as popular rumors frequently suggest, to give farmers more day time during harvest. Daylight Saving Time was kept permanent during most of World War II, also for reasons to do with industry and energy. During the gas crisis in the 1970s, the country once again tried making Daylight Saving Time permanent, only for public approval to plummet after complaints of children being hit by cars while waiting for the bus at night. States aren’t required to change their clocks; Hawaii, most of Arizona and some US territories in the Pacific and Caribbean do not observe Daylight Saving Time. In 2022, the US Senate passed legislation making Daylight Saving Time permanent, but the House failed to vote on it. And last year, a bipartisan group of senators reintroduced legislation that would make a switch to daylight saving permanent. Now, with the possible support of one of the richest men in the world, the country may prepare to make another change – one way or the other. Musk and Ramaswamy are expected to address Republican House and Senate members on Thursday afternoon, with the meeting expected to center on the newly formed efficiency department. The-CNN-Wire TM & © 2024 Cable News Network, Inc., a Warner Bros. Discovery Company. All rights reserved.HOUSTON — Beyoncé can now add another accolade to her list. Billboard has named the Houston native the greatest pop star of the 21st century. Over the last few months , Billboard has gradually unveiled its rankings of the top 25 greatest pop stars — selected specifically by staff members. On Tuesday, Beyoncé was announced as the editorial staff's top pick. Last week, the magazine ranked Taylor Swift as no. 2 on the greatest pop star list. "While Taylor Swift is the century’s biggest pop star by the numbers — from album sales to streams to touring dominance — our editorial staff chose Beyoncé as our Greatest Pop Star of the Century, based on her full 25 years of influence, evolution and impact," Billboard said. Beyoncé was ranked over No. 3 Rihanna, No. 4 Drake, No. 5 Lady Gaga and No. 6 Britney Spears. Kanye West, Justin Bieber, Ariana Grande and Adele closed out the top 10. Her husband, Jay-Z, landed at No. 16 on the list. Queen Bey recently became the most Grammy-nominated artist in history. Her album "Cowboy Carter" leads in nominations for the 2025 Grammy Awards with 11. She has a total of 99 nominations. She has won 32 Grammys, making her the most-awarded artist in Grammy history. The singer, who grew up in Houston's Third Ward, earned her first No. 1 hit this century on March 18, 2000, for the song "Say My Name," according to Billboard. At the time, the singer was a part of the pop/R&B group, Destiny's Child. Nearly 24 years later on March 2, 2024, Beyoncé earned her 12th No. 1 hit this century with "Texas Hold 'Em." Beyoncé's Billboard Hot 100 No. 1 songs in the 21st century: In 2003, Beyoncé released her first solo album "Dangerously In Love," which debuted at No. 1 on the Billboard 200. Two years prior, Beyoncé earned her first No. 1 album in the 21st century with Destiny Child's "Survivor." Following "Dangerously In Love," Beyoncé would go on to earn eight more No. 1 albums, including one more with Destiny's Child and seven solo studio albums. Beyoncé's Billboard 200 No. 1 albums in the 21st century: "When you’re talking about greatness, and when you’re talking about greatness for the 21st century specifically, no one has a longer or fuller track record than Beyoncé," Billboard said. RELATED: Beyoncé returns to Houston for halftime performance during Texans Christmas Day game Beyoncé will be performing a halftime show at Houston's game against the Baltimore Ravens at NRG Stadium on Christmas Day. The game will be the second of a double-header on Netflix’s first-ever NFL Christmas Gameday. Kickoff is scheduled for 3:30 p.m. CT. You'll be able to watch the game on KHOU 11. "This performance in her hometown of Houston, Texas will be the first live performance of songs from her genre-bending and record-breaking Cowboy Carter album. The 11-time Grammy-nominated juggernaut recently became the most nominated album by a female artist," the Texans said in a statement.

As the saga unfolds and the fate of Manchester City hangs in the balance, the footballing world watches with bated breath to see how the situation will be resolved. The outcome of the investigation is sure to have far-reaching implications for not only the club in question but also the broader landscape of English football and its governing bodies.The medical team at Manchester United is working tirelessly to ensure the players' safe and effective return to action, with a focus on long-term fitness and injury prevention. With a combination of careful rehabilitation and strategic planning, the club is aiming to have all players back on the field at full capacity in the near future.

The Heisman Trophy campaign rolls on for Boise State junior running back Ashton Jeanty. But first, Jeanty, could win three other top college football awards. Boise State running back Ashton Jeanty (2) gets a touchdown against Washington State on Saturday night, Sept. 28, 2024, at Albertsons Stadium in Boise. Jeanty became a finalist for the Doak Walker Award, Maxwell Award and Walter Camp Award on Tuesday, Nov. 26, 2024. Jeanty is a finalist for the Doak Walker Award (top running back), Maxwell Award (player of the year) and Walter Camp Award (most outstanding player). Jeanty leads the nation in just about every rushing category, such as yards (2,062), attempts (275) and touchdowns (27). His 1,512 yards after contact are more than the total rushing yards of any other FBS player. His 27 rushing touchdowns are equal or more than the total rushing touchdowns for 118 FBS teams. His rushing yards total are more than the total of 103 FBS programs. Jeanty is one of four players since 1956 to run for 2,000 yards and 25 scores in 11 games, joining Oklahoma State’s Barry Sanders (1988), Texas’ Ricky Williams (1998) and Wisconsin’s Melvin Gordon (2014). Jeanty owns BSU single-season records for rushing yards (2,062), 200-yard games (four) and 100-yard games (11). Jeanty enters 10 a.m. Friday’s home contest against Oregon State as a four-time Doak Walker National Running Back of the Week and six-time Mountain West Offensive Player of the Week. The Broncos will also host the 2024 Mountain West Championship at 6 p.m. Dec. 6. The award winners will be announced Dec. 12. Your story lives in the Magic Valley, and our new mobile app is designed to make sure you don’t miss breaking news, the latest scores, the weather forecast and more. From easy navigation with the swipe of a finger to personalized content based on your preferences to customized text sizes, the Times-News app is built for you and your life. Don’t have the app? Download it today from the Apple App Store or Google Play Store. Get local news delivered to your inbox!Shaping the Future of Fintech: How Knox Networks Aims to Rebuild Financial InfrastructureNone

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Opinion editor’s note: Strib Voices publishes letters from readers online and in print each day. To contribute, click here . ••• Andy Brehm’s Nov. 25 column, “Here’s one way we can help heal our divided country” seems to argue that we need to work on bridging our differences on policy when engaging with friends or family who support the opposite party. Before I can sit down with someone I need to understand how their inner conscience and faith led them to support a particular candidate. I grew up in a small rural farming community, and in my family and Catholic teachings I learned respect and honesty and developed a holistic faith born from Catholic teachings that valued the truth and welcomed everyone wherever they are on their journey. I wonder how I would start the conversation if a friend voted for a candidate who was a convicted felon, sexually assaulted women, saw disabled people as comical and a financial drain on our medical system, and ridiculed military veterans who risked their lives for our country. Did my friend deny these accusations or did they accept these extreme character flaws? Why or how could I engage on policy differences without an understanding of where his values reside? If his character or faith values were totally opposite mine then I would ask God to help me find a starting point. Brehm, we do not live in a utopian society, so rebuilding our relationship with others cannot proceed without a serious course correction of our social and faith-based values. Mike Menzel, Edina ••• How ironic that Brehm should be instructing us on the ways to bring us back together when the individual he voted for displays the exact opposite attitude and behavior. Of course, this has been evident now for more than nine years so it is no surprise. The president-elect promises to jail journalists who do their job investigating the government. “Draining the swamp,” as they say. He is intolerant of and denigrates and threatens political opponents. He calls them the “enemy within.” He does not accept accountability for any lack of truthfulness. As for acknowledging his own fallibility, he is definitely not a “fellow truth-seeker.” All he wants are “yes” persons under him. His aim is to gain power and wealth. That is all. He does not care about the Constitution or rule of law and his failure to sign routine agreements for the transition is recent proof of that. He does not agree to be ethically held to account. The president-elect is the exact opposite of the type of person one would ask one’s children to emulate. He is the exact opposite of a leader who can “heal our divided country.” Such a person would be more akin to Franklin Delano Roosevelt. As much as we hold dear our “other-thinking” family and friends, how can we expect the country to really come together with such malicious leadership? Gary Fifield, St. Paul ••• To Brehm I would reply, “If only.” If only political discourse could be just about policy differences. Mature adults can be friends despite these kinds of differences and should be able to discuss them around the Thanksgiving table. Brehm is right to encourage us to humanize our public policy adversaries and not to claim our friend is “morally reprehensible.” However, Republicans today are led by a morally reprehensible individual. He is the king of “demonizing the opposition.” A vote for Trump validates and normalizes morally reprehensible political and personal behavior that no policy prescriptions can justify or excuse. Rolf Thompson, St. Louis Park ••• To Brehm, regarding the opening paragraph of your Nov. 25 opinion piece: This progressive is not “perplexed” by the results of the presidential election. I am horrified and deeply worried about the effect of another four years of a Trump presidency on the women, children and vulnerable minority populations of this nation. Mary G. Alberts, Eden Prairie ••• I applaud Brehm for his thoughtful and well-written article. Brehm and I worked at the same large law firm in Minneapolis years ago, and he was known for his keen intelligence and genuinely friendly personality. He was also known for having premium seats to the Twins. Any chance that I can buy your tickets for a game next year? That would truly be a transaction across party lines. Thanks in advance, Andy. George Eck, Mound Pass the HEARTS act; save lives Every day, 1,000 people in the U.S. experience cardiac arrest outside of a hospital. Only 10% survive. A person can be fine one minute and without a heartbeat the next. It’s critical for people nearby to take immediate action by calling 911, starting CPR and using an automated external defibrillator (AED). Doing this can double or even triple the person’s chance of survival. These actions are especially important in rural Minnesota. During almost three decades as a heart surgeon in Duluth, I’ve seen lifesaving technologies improve my patients’ and community’s health. We’ve had remarkable saves and yet still witness tragedies at schools and extracurriculars where people nearby weren’t prepared to respond. Having a plan in place and knowing what to do can be the difference between life and death. I brought this message to Washington, D.C. in May when I met with lawmakers to encourage them to support federal legislation that would improve the chain of survival in schools. Along with the American Heart Association, cardiac arrest survivors and health care providers, I urged Congress to save lives by passing the HEARTS Act. This bill would provide resources for CPR and AED training and development of school response plans. After a cardiac arrest, the chance of survival drops by 10% for every minute without CPR. Now that the U.S. House has passed the HEARTS Act, we must call upon our senators to act now and provide lifesaving AEDs and CPR training throughout our education system. Every minute counts! Mary Boylan, Duluth Funding transparency needed The front page story on Nov. 25 was appalling ( “Who is watching charter schools?” ). Then, as a former admissions counselor, teacher and public TV executive, I got angry. When did it become automatic that people and organizations in the U.S. could secrete how they spend taxpayers’ funds — my money? No one who receives funds from our government should ever conceal or refuse to reveal to the public how those funds, whether federal or state, are spent. If that openness intrudes on the privacy of some individuals, so be it! I knew when I worked for the state of Minnesota, for the federal government and for a private corporation receiving federal and state grants that our financial records must be complete, accurate and open to public scrutiny. I made sure our bookkeeping and accounting people also knew and that we maintained complete and accurate records. Charter schools that refuse to reveal all records where taxpayer money is involved should not hesitate to reveal them. Transparency will resolve lies and misinformation. Carl Brookins, Roseville ••• Charter schools account for only 8% of the state’s student population, yet according to U.S. News and World Report they make up about 20% of the nation’s top 100 high schools. Where is the Minnesota Star Tribune investigation of our public schools? Once again, Minneapolis Public Schools — despite a massive infusion of money from the state — is projected to be $85 million in the hole for the 2025-26 school year and to reach deficits approaching $100 million in the following four years. In addition, two former St. Paul Public Schools employees — Marie Schrul, former chief financial officer, and Curtis Mahanay, former business systems support manager — have filed a lawsuit against the district claiming they were fired in 2022 for raising concerns about how district leaders were handling finances. Where is the Star Tribune coverage of this lawsuit? [Opinion editor’s note: See “Ousted St. Paul schools finance chief sues district,” Nov. 22.] Charter schools are a tiny part of an education system that needs a complete overhaul by the state Legislature. We are investing billions in education in this state. There needs to be accountability. Jim Piga, Mendota Heights

Ultimately, the arrest of these "tigers head" officials serves as a wake-up call for the government and society at large. It is a stark reminder of the need to uphold the principles of good governance, transparency, and accountability in order to build a more just and equitable society for all.

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Commitment to disqualify lying politicians stands – deputy first minister

PMPML to check drivers’ credentials and training

The growth in original insurance premium income can be attributed to several key factors. Firstly, China Life Insurance has been actively expanding its customer base and product offerings, catering to the diverse needs of policyholders. The company's commitment to innovation and customer-centric strategies has helped attract new customers and retain existing ones, driving the growth in premium income.One of the key highlights of the GPD WIN4 is its compact size and ergonomic design. Despite packing powerful hardware inside, the device remains lightweight and easy to carry around, making it the perfect companion for gaming on the go. The sleek design and premium build quality further add to the overall appeal of the device, setting it apart from the competition.

Cool Smashers target lead share vs ThunderbellesFACT FOCUS: Vermont ruling does not say schools can vaccinate children without parental consent

Musk and Ramaswamy suggest ending time changes, reviving an effort that has failed in the past

Reaching 600 Appearances in Serie A: A Feat of Endurance and Legacy

Investing $1,000 in Canadian stocks is a commendable step toward building your financial future. This is the start of creating protection for emergencies. A future of fun for your retirement. Even funds for your children and grandchildren if you have them. Yet, to make informed decisions, it’s essential to consider factors such as company performance, industry position, and growth prospects. That’s why today we’re looking at winners — stocks that have proven time and again why they belong in pretty much every portfolio. Today, let’s explore why ( ), ( ), and ( ) are compelling options for your investment portfolio. Royal Bank stock As Canada’s largest by market capitalization, Royal Bank of Canada has a robust financial foundation. In the fiscal year ending October 31, 2024, RY reported a profit margin of 28.67% and a return on equity of 13.68%, indicating efficient management and profitability. The bank’s diversified services, including personal and commercial banking, wealth management, and insurance, provide a stable revenue stream. With a forward annual dividend yield of 3.30%, RY offers investors a reliable income source. As the largest stock by market cap with a solid dividend and even more stable growth, it’s a clear winner for any portfolio. NFI stock NFI Group is a leading manufacturer of buses and coaches, focusing on sustainable transportation solutions. Despite recent challenges, NFI reported quarterly revenue growth of 0.10% year over year, reflecting resilience in a competitive market. The company’s commitment to innovation in electric and zero-emission vehicles positions it well for future growth, especially as global demand for sustainable transportation increases. Altogether, it offers growth in a stable sector and has proven time and again that it can withstand even the most severe market volatility, making it a perfect choice for any portfolio. Waste Connections Waste Connections is a prominent player in the waste management industry, providing comprehensive services across North America. In the most recent quarter, WCN reported a profit margin of 10.81% and a return on equity of 11.85%, showcasing strong financial health. The company’s strategic acquisitions and focus on environmental sustainability have contributed to consistent revenue growth. With a forward annual dividend yield of 0.68%, WCN offers investors both growth potential and income stability. In short, . And WCN takes care of it. So, if there’s one solid stock you can pick up, it’s certainly this one. Foolish takeaway Investing in a mix of sectors including financial services (RY), manufacturing (NFI), and waste management (WCN) provides diversification. This can mitigate risk and enhance potential returns. Each of these companies has demonstrated resilience and adaptability in their respective industries, making them strong candidates for a balanced investment portfolio. Before investing, it’s crucial to conduct thorough research and consider your financial goals and risk tolerance. While RY, NFI, and WCN have shown strong performance, all investments carry inherent risks. Consulting with a financial advisor can provide personalized guidance tailored to your investment objectives. However, allocating your $1,000 investment across Royal Bank of Canada, NFI Group, and Waste Connections offers exposure to stable, growth-oriented Canadian companies. The solid financials, industry leadership, and commitment to innovation make them attractive options for investors seeking to build a diversified and resilient portfolio.